The Arkansas Federal Credit Union World Mastercard® is possibly the most valuable no-annual-fee consumer card you can add to your wallet. One of the top features is that you can earn 2% cash back on every dollar you purchase. There are no categories to track or quarterly activations—just simple 2% Cash Back.

How it Works?

You earn 2 points for every $1 spent on purchases. You can redeem those points for cash back (equal to 2%), gift cards, travel points, and more! So, whether you’re grabbing groceries, pumping gas, or shopping online, you can earn on every dollar you spend anywhere Mastercard® is accepted. 

How much does it cost to apply?

If you’re an Arkansas Federal member, applying is absolutely free. That’s right—zip, zero, nada. Plus, there’s no annual fee and no over-limit fee either.

Once approved, you’ll also have access to built-in Mastercard® benefits like Identity Theft Resolution Services, Airport Concierge™, 24/7 service assistance with lost or stolen cards, emergency card replacement, and more.

Ready to get started?

Learn more and get started today.

*Earn 2 points for every $1 spent on purchases. Points may be redeemed for cash back equal to 2.00%. Cash Advances and Balance Transfers do not earn points. No annual fee. Balance transfer and cash advance fees are subject to a transaction fee of 3.00% of the total transaction amount. Late payment fee up to $40. Interest on cash advances will be charged by the member’s standard APR on the balance from the date of the transaction. Offer is subject to change without notice and may end at any time. As of 3/02/2023, the standard variable rate is 15.49%– 18.00%. All loans are subject to credit approval and restrictions may apply. For more details on zero liability, please see www.mastercard.us/zero-liability for details. For a list of full Mastercard benefits, please see Guide to Benefits. Membership with Arkansas Federal Credit Union is required. Full Credit Card Account Agreement and Disclosures.