There’s a lot that goes into buying a home. Whether you’re a first-time buyer or building your dream home, Arkansas Federal Mortgage is here to guide you as well as offer competitive rates and terms. 

Plus, for a limited time, they are offering up to $2,500 in closing cost discounts!1 Act fast and put those savings toward your holiday wish list.  

What else do you get? 

• 90-day rate lock2  

• Competitive rates to help you buy, build or refinance.  

• Low and $0 down payment options available.3 

• $0 to apply, and the application process is easy! 

Apply Today 

Get pre-qualified online at afcu.org, or use their free mortgage calculator to estimate your monthly payment. 

1. This offer is for eligible fixed-rate and ARM mortgage applications submitted to Arkansas Federal Mortgage on or after July 1, 2022, and before December 31, 2022, in Arkansas and Oklahoma. Members can receive the closing discount upon closing with Arkansas Federal Mortgage, subject to qualification and approval. The closing discount is based on the qualifying home purchase or refinance amount after submitting a mortgage application. For loans $0 – $199,999, the closing discount will be $500. For loans $200,000 – $699,999, the closing discount will be $1,000. For loan amounts of $700,000 or more, the closing discount will be $2,500. Government loans, such as VA and FHA loans, are not eligible for the closing discount. The seller and/or other discounts must be reduced if the loan has reached the maximum allowable discount limit per the loan product. Contact Arkansas Federal Mortgage for more details. Membership with Arkansas Federal Credit Union is required for this offer.  

1. Once your loan is approved, your rate can be locked for up to 90 days.  

1. The minimum down payment varies by mortgage program, i.e., VA and USDA loans allow zero down payment, and conventional loans start at 3% down for new purchases.